Pam Hammock, Managing Broker, Realtor (R), The Credit Lady

Pamela Hammock, Managing Broker Realtor (R) 912-224-3055
Pamela Hammock, Managing Broker
Realtor (R)

Born in South Florida, Pam received her education at Florida Atlantic University with a major in accounting.  Pamela Wood married Alan Hammock (a Savannah native) in February 1984. The couple moved to Savannah in 1989 with 2 young daughters to be closer to Alan’s family.  Pam pursued career in accounting until the purchase of their 2nd home in Savannah and arrival of their 3rd child. She became interested in real estate financing and became a licensed Realtor in 1994. For the next 12 years Pam worked with a local area builder.  During that time it became apparent that credit issues could make or break a deal.  Pam began meeting with area lenders and underwriters to see what they were looking for in loans.  The need to help educate future home owners and correcting credit for a home purchase increased.  Over the years Pam has met with lenders, underwriters, builders, investors and buyers to assist in credit restoration and correction.  It became evident to Pam that education and assistance was missing from the purchase process. Now Pam receives calls from Lenders for her thoughts on a difficult loan.  Credit restoration, correction and re-scoring are all important in the current lending industry.  Pam started The Credit Lady to provide education, credit analysis, and action plans to future home owners. In 2013, Pam completed the broker requirements for the State of Georgia and became the managing broker of Lighthouse Point Realty. Pam and her team now service many area Lenders, Builders, Realtors and Buyers. Pam continues to speak at 1st Time Buyer Seminars, churches, luncheons, and professional gatherings to spread the word that “Everyone can buy a home, the question is when…” 

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